Your wedding day is one for a beautiful memory, not money-related stress. Yes, the dream is real. Your true love has finally asked for your hand in marriage. Now, it’s time to get to work. Don’t worry if your ideas for your day and your bank account are not on the same page. It is possible to have your dream wedding on a shoestring budget.
Before You Start Planning the Details
As the fog of the proposal lifts, it’s common to want to start planning your day immediately. Yet, it is important to take a deep breath and clear your mind first. Before you plan one aspect, have a brainstorming session with your spouse-to-be. During this session, there are several important financial topics you need to discuss.
- When do you want to get married? This is an important first question to contemplate. It can help determine the financial course of the planning process. Try to choose a date that is far enough in advance that you have time to save for your big day.
- Who is paying for your celebration? Are your parents or other family members going to pay for any aspect of the wedding? Are you two paying for everything yourselves? What is a comfortable budget for both of you when planning your day?
- Once you figure out who is paying for what, it is important to look at your current finances and your time frame. Use these two numbers to create a budget that makes you both comfortable.
Once you set the budget, stick to it! After all, you should enjoy your day, not stress over how you are going to pay for it.
How Your Wedding Date and Time Impact Your Budget
One of the first planning decisions you need to make is choosing the date of your celebration. This can help you save money in many ways. Consider a few important things when choosing your special date.
- Choose a date that is offseason. Consider getting married during a slower time of year. For instance, if you want to get married down south, look at the cooler months of the year. Many venues and vendors offer discounts for keeping them busy when it is normally quiet.
- Don’t rush to get down the aisle. Just like buying airplane tickets, the further out you book your day, the more you can save on it.
- Consider getting married on a weekday or on Sunday. Saturdays are extremely popular for many couples. Due to its popularity, Saturdays are also the most expensive day of the week for your wedding. Once you settle on the day of the week, think about the time for your celebration.
- Get married at an unexpected time. Plan an early morning or early afternoon celebration. These uncommon times of day save you the money on food as you may not need to serve a full meal to your guests.
Finding Your Dream Venue on a Shoestring Budget
After you choose your date, it’s time to find the location for your wedding. There are a few ways to stretch your budget when deciding where to celebrate.
- Do you and your beloved enjoy a friend’s property? Ask them if you can hold your wedding there. Not only does this give you a place you already enjoy, but it offers flexibility in planning, and it’s free.
- Consider having your ceremony in the same place you first met. If you met in a public location, approach the management and ask them if you can hold your ceremony there. If they agree to host your ceremony, remember to ask them about your decorations.
- Do you and your honey have a special park where you escape life? Check with your city to get permission for hosting your ceremony there. Often times, you can rent part of a public park for a small fee. As you look for a location check with your city for rules on decorating.
Saving Money on Your Wedding Day Outfits
You are dreaming of walking down the aisle into the arms of your beloved. The dream brings a smile to your face. What are you going to wear when your checkbook doesn’t let you run wild?
- Gentleman, this is where you can help save money. Instead of renting a tuxedo for your day, wear your favorite suit. If you are not a suit jacket guy, leave the jacket at home and opt for a simple shirt and tie. Not only does this save you money on your wedding, but guarantees you have a dressy outfit for another time.
- Ladies, before you go shopping, it’s time for a private conversation with yourself. Close your eyes and picture your dress. What are you seeing? Write down a rough description, but keep an open mind.
- Save money and wear your favorite comfortable dress shoes. Comfortable shoes are a must as you will be spending a lot of time on your feet that day, and you may already have a pair that you love.
- When looking for your dress there are a few ways to save money. First, watch for your local bridal shop to have trunk sales. These special sales give you the chance to buy something at a reduced price. Consider purchasing a dress off the rack. Shop around both online and in stores. Consider looking in places such as H&M, consignment shops, and various online stores. Check for special sales like the David’s Bridal $99 sale.
A Small Party is A Budget-Friendly Party
Celebrate your dream day with the ones who mean the most to you. A smaller wedding party means you can enjoy the group more. It also means you save money on gifts and trinkets for those who help you with your planning.
- Work with your spouse-to-be to create a small guest list. This gives you many money-saving benefits. Many venues offer special packages just for an intimate dream day. You also save money on rentals, food costs, and thank you gifts.
Call in Those Favors
Do you have skilled friends that owe you a favor? This is the perfect time to cash in on those offers of help. Your friends know you well and understand your vision for a dream day. Let them help! It saves you money and reduces your stress.
- Save money on a photographer by asking a friend to step into the role. You can also buy single-use cameras and let your guests double as the photographer.
- Does your friend make jaw-dropping cakes? Ask them if they would consider gifting you your wedding cake.
- Do you know a florist? Ask them if they can work out a special discount for the arrangements.
- Do you have a friend who can coordinate and rally others like a pro? Ask her/him to fill in as the day of coordinator. That is the person in charge of keeping everyone on schedule throughout the day.
Catering vs. Buffet vs. Potluck
Feeding your guests is one of the most expensive aspects of a wedding and an important item when considering your venue. Some places will only allow you to use their own catering service, while others may let you use your own professional caterer, and yet others allow you to bring in your own food from home.
- Consider catering your own wedding. Keep the menu simple and personal to reduce your food costs.
- Serve your meal buffet style so your guests can eat what they please.
- In an intimate wedding reception, a potluck may be a viable option if you can get a commitment from the people closest to you. Assign dishes to keep a specific theme.
DIY is the Shoestring’s Best Friend
One of the best ways to stretch your budget is getting your hands dirty.
- Breakout your Pinterest boards and crafting skills and create dreamy centerpieces and decorations. Ask your wedding party and other friends for help. This gives you a chance to hang out and do something you all enjoy.
- Save money on a DJ. Ask your venue if you can hook your mp3 player into their sound system. Create your perfect playlist. Then during certain times in your reception have someone hit play or stop depending on what you need.
- Check the dollar store for crafting and decorating needs. You can often find very cute, colorful items that fit your needs for wallet-friendly prices.
Wedding Wire Budgeting https://www.weddingwire.com/wedding-planning/wedding-budget.html?msclkid=3a8c5ad7f93a1396afae002cbcd0d542&utm_source=bing&utm_medium=cpc&utm_campaign=Search%20%7C%20Sign%20Ups%20%7C%20Budget%20Tool&utm_term=how%20to%20set%20a%20wedding%20budget&utm_content=How%20to%20Budget
The Knot Trunk Sales https://www.theknot.com/content/wedding-gown-shopping-trunk-shows
Wedding Happy Guest List https://www.weddinghappy.com/how-to-begin-creating-your-wedding-guest-list/
Kitchin Catering https://www.thekitchn.com/practical-options-for-self-cat-147296
Information appearing in this article is obtained from sources we believe are reliable. The information may not be a complete statement of all available data and is not guaranteed as such. Marine FCU is not responsible for the contents of this article and advises its membership to investigate claims before following the information provided.