Determine What You Can Afford on Your Next Vehicle You don’t want to walk into a dealership without an idea...
Q: I’m in the market for a new set of wheels, and the choices are making me dizzy. How do I decide which features to look for in a new car and which to skip?
A: Shopping for a new car can be complicated—but it doesn’t have to be that way. With a bit of research and some time spent determining what’s important to you, you can make a choice you’ll be happy with for years to come. To help you out, we’ve created a list of key features you might want to consider in your new car, as well as a list of features you can skip.
Must-have safety features
- 360-degree camera: This camera takes the risk factor out of backing up by giving drivers a bird’s-eye view of the car. This way, drivers can see the entire area surrounding their vehicle and check for children and objects in their way.
- Evasive steering: Keep yourself safe even in the event of surprises on the road with this handy new feature. Evasive steering will provide you with additional steering support when you’re in danger of colliding with another vehicle and your own steering efforts are not sufficient.
- Blind spot alert: This feature alerts the driver when there is an object or pedestrian in direct line of their blind spot.
- Forward collision warning: If you’re prone to distraction while behind the wheel, you might want this feature. It provides a visual and/or audible alert when your vehicle is heading toward a forward collision.
- Automatic emergency braking: Stay safe with this feature, which automatically applies the brakes when it senses a vehicle in your car’s way. Some systems include pedestrian detection as well.
- Automatic keyless entry: This feature was created for those moments when you’re staggering toward your car with armfuls of grocery bags: it automatically unlocks a car’s doors when it senses a nearby fob.
- Head-up display: You don’t have to risk swerving every time you want to check out your car’s display. With a head-up display, you can see important information, like your fuel level and speed, right on your windshield. Displays are dim enough so they don’t block your visibility, but clear enough to easily read.
- Power tailgate: If you plan on hitching a boat, ATV, or another large vehicle to the back of your new pickup truck or SUV, you might want to shop for this feature, because it lets you lower and raise your tailgate with the push of a button.
- Multi-zone climate system: Family road trips are peaceful again with this feature, which allows for different climate controls throughout the car.
- Speedy USB-charging outlets: No more unbearable waits for your gadgets to power up! You can now buy a car that charges your device super-quickly.
- WiFi hotspot: Stop eating up your phone’s data—just plug into your car’s WiFi instead. Some in-car hotspot services charge a monthly fee after a complementary introductory period, but these tend to be cheaper for unlimited data than a similar data plan through a mobile phone carrier.
- Heated steering wheel and driver’s seat: This one is for those frosty mornings when your car can’t get warm quite fast enough.
- Wireless charging pad: Leave the wires at home! Just place your phone on one of these pads and it will start powering up. These super-techy gadgets use induction to charge your device and work with most new smartphones. If your phone is aging and won’t charge on an induction pad, you can buy a special case to bring it up to speed.
- Home assist device connectivity: Telling your phone to crank up your AC or to shut off your oven is old news. But, did you know you can now do the same for your car’s controls? Some new cars allow you to use remote voice control with home assist technologies, like Alexa, for your car. You can tell the assistant to set the temperature in your car, unlock doors and even get your favorite playlist going while your hands are busy making lunch.
- Rear entertainment systems: No more backseat fighting! This feature gives the rear seat of your car a completely separate entertainment system.
- Sound enhancement: If you’re an incurable gearhead who needs to actually hear your car revving up, you’ll love this feature. It simulates the performance experience of your vehicle, even in a car that is built to be quiet, so you can listen to your engine roar itself to life.
- Android Auto and Apple CarPlay: Leave your phone in the cup holder and avoid dangerous distraction with these features. Both will sync your smartphone’s interface with your car’s infotainment system so you can use the car’s screen for controlling your phone and keep your eyes on the road.
Features you can skip
- Bigger wheels and thinner tires: The look might appeal, but the ride will be less comfortable. Plus, your wheels will be more prone to damage from potholes and other obstructions on the road.
- Built-in navigation systems: Please don’t pay extra for a navigation system when you know you’re going to use Waze or Google Maps most of the time anyway. Also, most built-in navigation systems require constant and tedious updates.
- Lane keeping assist: This feature automatically steers or brakes your car when your vehicle crosses lane markings without turning on a blinker. It sounds tempting, but in real life, it’s more annoyance than convenience. Often, you’ll need to suddenly cross a lane marker for good reason, like moving over for an emergency vehicle or for a cyclist on the shoulder of the road. Plus, according to Consumer Reports, there is no data that proves this feature has any safety benefits for the driver.
Federally insured by NCUA. Membership and credit eligibility required. Equal Housing Lender.