We tend to get into a holidays during this time of year, sometimes letting our guard down. And, scammers are waiting for that opportunity.
Here are a few tips to keep from getting scrooged during the season of giving:
With online shopping becoming more popular than ever, keep your eyes open to scam look-alike web sites. The address should contain the name of the retailer or business and have ‘https’ (the s stands for secure) and lock symbol . When in doubt, call the company first and verify the web address.
And online purchases mean you’ll receive shipping notices. Beware of those that contain attachments or links. Scammers use malware that’s designed to download to your computing device once you click on the attachment or link. From there, the malware can gather your identity and passwords.
Emergency calls have become popular with scammers. They like playing on your worst fear that a family member or friend has been hospitalized, in an accident, or even arrested. Always confirm with other family or friends before sending money to the caller or giving out any personal information.
The holidays are a time of giving and a time for scammers to take. Verify any charity that contacts you by telephone, email, text messaging, or on social media before sending money.
Stay clear of payment requests asking you to use prepaid or gift cards. Once a payment is made, it can’t be undone or traced.
Gift exchanges? Better to do it among family, friends, or co-workers. Otherwise the buy-one-gift and get-36-gifts is actually similar to an illegal pyramid scam.
A friendly reminder from Marine Federal:
We do not send emails asking you to provide your identity, account information, or passwords.
If you suspect that you have received a phishing email that says it’s from Marine FCU, please log into your online account and contact us through Secure Mail or call us at 800.225.3967, Monday through Saturday, between 8 a.m. and 6 p.m., Eastern Time.